A suppression does not impact your current credit cards or loans unless credit is due for renewal (IE. credit card about to expire).
A suppression with Equifax and Centrix is initially valid for 20 days, illion is valid for 10days. An extension may be provided as long as you are able to provide ‘evidence’ supporting that you are (or are at risk of becoming) a victim of fraud. In most cases this will require you to show that you have one of the following: a police report number, confirmation from a credit provider, or a netsafe.org.nz report number.
Please note: you will need to apply for suppression's with all 3 CRA’s
- illion and
- Equifax & Centrix: 20 days (can be extended indefinitely)
- illion: 10 days (can be extended indefinitely)
Applying for a Suppression
- Equifax: Please go to: Placing a ban with Equifax and fill in and submit the form. Once submitted, Equifax will email you to let you know the ban is in place.
- illion: Email “firstname.lastname@example.org“ and attach the suppression application form. You will also need to provide a copy of a government issued photo ID such as a Driver Licence or Passport. You will also need to provide a copy of a utility bill or bank statement, which includes your name and current address (more information on suppression application form). When emailing, mention you are requesting a suppression as you have been (or may become) a victim of identity theft.
- Centrix: Email “email@example.com“ and attach a completed suppression application form. You will also need to provide a copy of your Driver Licence or Passport. When emailing, mention you are requesting a suppression as you have been (or may become) a victim of identity theft.
Applying for an Extension
- All suppressions can be extended indefinitely upon request.
- An extension needs to be applied for PRIOR to the expiry date. It is recommended you set a reminder a few days prior to the initial suppression period ending (ie 6 days before).
- You will be required to provide a ‘reason’ for the extension IE: you have been subject to a compromise or theft of your personal identity information.
- You will also be required to provide a police report number in order to validate your request.
How to extend your suppression
- Equifax: Please call 0800 698 332. You MUST provide the PIN number emailed to you after your initial request.
- Illion: Please email firstname.lastname@example.org with your request. Attach another completed suppression application form and tick ‘Extension Request’.
- Centrix: Please email email@example.com with your request or call 0800 236874. You MUST provide the PIN number emailed to you after your initial request.
For more information on fraud and suppressions please go to the;
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