- There is a very high likelihood that if your credentials are stolen you will experience identity theft.
- Targeted credentials include Passports, Driver Licences, Credit Cards, Bank Statements, Tax Statements, Medicare Cards and utility bills.
- The most common ways credentials are stolen is because of unsecure letterboxes, not checking mail daily and house burglaries where the credentials are easily accessible.
- The risk to someone who has had their credentials stolen is usually a “credit risk” – a criminal applying for credit in your name. The average time between theft and misuse is five days.
- Shared living located along key transport corridors are more targeted than other residential types.
- Be aware of what credentials are attractive to identity thieves and where you keep them.
- Ensure you have proper physical security in your home and with your letterbox.
- If you are going away, arrange for someone to collect your mail and keep an eye out.
- If you live in an apartment or dual living, talk to other residents or the body corporate about assessing the security of your mail and residence.
- Arrange for alternative ways to receive your credentials and statements than by mail (eg. collecting in person or receiving statements by email).
- Lock your credentials away in a place that’s not obvious in your home.
Detection & Response
- Make a mental note of when you are likely
to receive credentials and statements and
don’t delay chasing them up if they don’t
- Check your credit report once a year – it’s
free to do so and go to idcare.org to find
out how (most people have three types!).
- If you suspect credentials and statements
are stolen, let the issuing organisation
know, notify your bank and ask for more
security, and place a ban on your credit file
(it’s free to do this and it will prevent most
criminals from getting credit in your
- Contact IDCARE by submitting a support
request form or call
1300 432 273 (Aus) / 0800 201 415 (NZ).
For more information on identity theft please see our other fact sheets;
download fact sheet
Disclaimer © 2018 Copyright Identity Care Australia & New Zealand Ltd. While every effort has been made to ensure the accuracy of the information in this FACT SHEET, IDCARE disclaims any liability to any person in respect to any actions performed or not performed as a result of the contents of the alert or any accompanying data provided. Note our service is free to the community and our Counsellors will never ask you to provide your personal information and credentials if we make contact with you.